Germany is a world-known country for its automotive industry. how much I actually have paid, in EUR. N26 doesn't need that. I opened my personal N26 account only in early 2019, that is 7 years after I moved to Germany! Share. And actually, this is the killer feature for me. Privacy policy • app shows an error message when you sign in, but everything works fine. At a shop transaction, this code is not necessary and is also not allowed to be asked for. If you need a bank account right now, it's very annoying. It comes with a free MasterCard debit card, and a free Maestro card. Here’s a preview of what journalists and media outlets have been saying about us. Read more. The N26 MasterCard is amazing for travelling. The standard N26 account is free. N26 Bank Review: The Complete Guide Thanks to the internet, it is now possible to open a bank account in Europe without ever leaving the comfort of your couch at home. Here's what you can do with your small change once you run out of mason jars. Terms and Conditions • There are many other options: Related guide: Comparison of German banks. That definitely was a bad move, however they then introduced the new rules, communicated more clearly and also invited thecancelled customers back. Most German banks charge 5-7€ to use another bank's ATM. N26 offers no easy way to deposit cash in your account. Share on Facebook Share on Twitter LinkedIn Email. N26 can already be opened when still living outside of Germany from a large number of European countries and the US (list of supported country). If you want to invest your money, get a fancy credit card or get a mortgage, you need a traditional bank like Commerzbank, Deutsche Bank or Berliner Sparkasse. For your main account, you might use either the free DKB account (see a comparison of N26 and DKB), or just another free German one. I've been an N26 customer since 2016. But also with N26, it is fairly easy. But I thought, let’s give it a try as a second account â what made me curious was how N26 was extensively using its smartphone app, coming with a lot more features than other bank accounts. They will scan it and pay the money out to you. Other banks have the same problem, but you can always go to a local branch. The fees are low, and the N26 app is also pretty cool (I love the push notifications and the spaces). For details about registration, recorded data, statistical analysis and email dispatch via the US service MailChimp please check our privacy statement. If you just moved to Germany, N26 is a good bank to start with. Bank N26 makes this process as simple as possible. Read more, Living in Germany but your German is not yet on C2 level? Plus with CASH26, you are 100% safe from potentially scammed ATMs that might copy your Mastercard details. Thanks to 3D Secure, you’re also protected when making purchases online. I switched to N26 to save money. It was founded in 2013 by two Austrians from Vienna, Valentin Stalf and Maximilian Tayenthal, and was known as Number 26 up until July 2016. N26 is a pioneer in modern banking which means it can offer some useful advantages. Because now I always know immediately: Since then, I started using my Mastercard more often for payments not only where there was no other option (like for booking flights or similar) â but also in general, like in shops and bars. This is my experience as an N26 customer in 2021. I have done independent research, and these opinions are my own. If you lose your bank card, you can block it and order a new one in a few minutes. ING, DKB, Comdirect and bunq don't have ATM fees. After that, you pay 2€ per withdrawal1. Some account conditions (e.g. N26 is a banking and financial technology start-up based in Berlin, Germany. N26 however will happily speak to you in English on their phone support. It comes without any monthly fee, incl. That’s actually a feature I don’t need much myself since for money withdrawal, I still use my DKB account. Vivid: Comparing 2 German Online Bank Accounts, ð¶ N26 vs. DKB: Comparing the Two Best German Bank Accounts, ð¬ð§ 4 German Bank Accounts with English Support (+Free Gifts), ð E-books, Audio books, Video streaming, E-learning for < â¬1/month, ð©ââï¸ Make appointments at English-speaking doctors, online & free, ð In September: Free Trip to Brandenburg + Single Ticket All Day, ð³ 6 Free German Bank Accounts Compared, if my card number was used by some thief who has stolen my data, and. Some passport types are not supported. With Commerzbank, I had to take the train from Pankow to Charlottenburg just to sign some papers at my old branch. any error; the "confirm" button just doesn't work. If you can't open an N26 account with your passport, bunq supports more passport types. N26 offers very good benefits, commission-free withdrawals and free SEPA wire transfers, you can send money between N26 accounts immediately and the credit card comes home for free, within days, the card is a MasterCard. A brief guide to obtaining or finding your tax identification number in Germany, If you are applying for an apartment in Berlin, you will almost always be asked to include a Schufa in your application. N26 has app-based, so you control your accounts from your smartphone. It's still nice to
If you click on such a link and then shop or order something, we will receive a commission for your purchase with which we can cover our expenses and keep the site free of ads. I underline “official” because yes, other banks might find you a friendly English-speaking clerk when you want to open an account â but if later some problems arise, they probably might turn back to their official German-only communication. And here are no monthly limits, CASH26 pay-outs are always free. It’s been now two years that I am using a German N26 free online bank account*, and since it is by far the most popular from all the free German bank accounts presented in this blog, I thought I sum up my personal long-term experience in a test of N26. In particular, I can allow or disallow: For instance, in my current setting I allow payments abroad (because I’m travelling) but disallow online payments and cash withdrawals. To increase security, this is also one of my favourite features: I can partly block the Mastercard in advance for certain types of transactions. There are many other reasons to like this bank. I can use any ATM, even the sketchy ones in Spätis and U-Bahn stations. N26 is what’s known as a challenger bank, which means it’s a fully digital banking platform. N26 Review: “The Bank You’ll Love” N26 is a 100% online bank that allows you to manage your bank account from your smartphone . N26 has been covered by media all around the world We launched N26 from our home in Berlin, Germany, and have since expanded across Europe. An in-depth comparison of Germany's most popular banks for expats and foreigners. Use your N26 debit card for free at over 55,000 AllPoint ATMs worldwide. They make it easy to budget and save money. N26 is a digital bank account and app that has a number of useful features. Share on Facebook Share on Twitter Pinterest LinkedIn Tumblr Email. Free German bank account? I never need to deposit a lot of cash, but once a year, I want to get rid of my coins. N26 are launching soon in … All you need to do is select CASH26 in your N26 smartphone app and type in the amount you want to withdraw. N26 is a great bank, but you should still look at the other options. when you have poor cellphone reception, even if you are on Wi-Fi. Read more, In my overview of free German bank accounts, two of them are my favourites: N26 and DKB. It's optional, but it helps a lot. When you create your account, you must start a video chat and verify your passport. N26 Bank review Germany A digital bank account with budgeting tools, fast and easy payments and more. N26 Review: A New Kind of Digital Bank for a Mobile World. (Which by the way never happened in these 2 years.). N26 is an online bank available in Europe and the United states. N26 is great for everyday banking, but it offers very limited investing options. Therefore, currently I’d recommend N26 rather as a second spending account, e.g. This allows me to work on this website full time. It doesn't always go well. I am with N26 since 2016. It’s another card used often for payments in Germany â but it’s needed less and less, as many shops now adopt the common Visa and Mastercard. N26 is a revolutionary mobile-first banking start-up that is headquartered in Berlin, Germany. N26 has 3 types of accounts, and this review is about the standard one. Nowadays, it is on the verge of revolutionizing global consumer banking. If I need to make an online payment, I just switch this setting on, make the payment and switch it off again â the changes take immediate effect! app normally works well, but those rare bugs are frustrating. You don't need an Anmeldung, and you don't need to speak German. I closed my Commerzbank account because of the high fees. Free! One of N26‘s neater features is its ‘Spaces' functionality. All you need is a phone with a camera. If you just moved to Germany, N26 is a good bank to start with. In this N26 review, I share with you my experience of using N26 in Germany. home. It's not a startup. N26 Bank CEO Valentin Stalf at a Berlin conference in 2018. N26 reviews are generally positive, with an average rating of 4.5 out of 5 stars across four major review platforms: Trusted.de, Trustpilot, Google Play Store and the Google App Store. You can also get the travel card to pay less fees and get free travel insurance. N26 is a digital bank started in 2013, making it one of the oldest digital banks. I can get money from the sketchiest ATMs in Berlin, and I do not pay any fees. Update May 2020: By now, there are also more German Bank accounts with English support. I wrote an mostly positive review of N26. The app will then generate a barcode which you need to show in the shop to the clerk. I have worked at N26 for 2.5 years and although there have been ups and downs, the overall culture and mentality of getting things done is clear. You’ll have the capacity to send and receive funds at the click of a button, and your MasterCard debit card … It goes beyond checking accounts as it also provides budgeting tools and statistics to help you analyze your spending. (If it’s another currency, the fee is 1.7%.). Most issues people have with N26 is customer service, but with a product like this (pure online banking, FinTech in general) you have to realize that mostly everything is done automatically by a computer. “N26!” was the usual answer â until now. Everything is done through the app. Many people have complained
You can withdraw money for free 3 times per month at any ATM in Germany, alsoabroad at any ATM paying out EUR. I use Degiro to manage my stock portfolio. Free ATM withdrawals and zero fees on international purchases. If you are in the Eurozone and wish to move away from incumbent banks but prefer the safety of a banking license, N26 is the way to go. Read 1 more review about N26 Only the latest review will count in the company's TrustScore Ahmed Rasel 2 reviews. These German banks let you open an account without an official address in Germany. The signup process doesn't always work perfectly, but when it does, it's super quick. And also in Germany, paying with credit cards becomes more and more possible, in supermarkets it seems to work nearly everywhere already. And the main reason for this: No fee worldwide, in any currency. Whether you want to organize your money better or save up for something pricey, setting up … N26 Bank. I memorised this code and then sticked a little post-it paper on it so that it’s hidden now on the card. This enables you to create sub-accounts to help you achieve your financial goals. Super-useful when being abroad. I am reviewing the N26 cards, its features, the N26 customer support and the overall user-friendliness of the N26 cards. You open the app, start a video chat, show your passport to the customer service agent, and you're done! Is N26 the best bank for you? In case you don’t have a mortgage or other major debts, N26 bank account gives you practical features with near zero risk. You only pay a fee if you withdraw money in other currencies1. For six years, it was only available in Europe and the U.K., but in July 2019, N26 expanded to the U.S. and established a new headquarters in New York City. It seems that at least in Berlin, you don’t need to walk much more to the next CASH26 shop than to an ATM! This does not change the price for you. Expert review N26, a digital bank headquartered in Germany, is best for those who like to manage and budget their funds all in one place. If you lose access to your phone, you lose access to your bank account. This means that you need an official address in Germany to open a bank account... but you can't find an apartment without a bank account! The
Sometimes, the
The app is available in 5 languages: English, Spanish, French, Italian and German. currency, number of free cash withdrawals) may vary depending on the location. Debit means that it’s not a credit card where you first can spend and then later pay the balance – but you need to put money on it … Impressum, If you want an online bank with low fees, there is also, If you prefer a bank with branches, there is. When Googling about N26, you may find some criticisms on it: For one, they apparently did cancel accounts of customers who were withdrawing money too often (back then, there was no withdrawal limit per month) â without prior warning them. The Bundesbank has very inconvenient opening hours. Firstly, N26 can be used by the young generation who are just stepping into the financial world and do not hold many assets. He then was invited to do an audit on their premises and concludes in the video himself that they have closed all the known gaps. General N26 has 3 types of accounts, and this review is about the standard one. (And no, I’m not too much afraid of fraud, because as you remember, on every transaction I get immediately a notification, so I could immediately block the card then.). I listed them below, in order of importance. If video ID doesn't work, you must print a document and bring it to the post office. As a fan of visual data, that’s something for me! This summer, I used my N26 card in over 30 countries without any problems. Back in 2015, I actually didn’t want to get N26 at first because I was already a happy customer of DKB for 6 years. Reach your goals with N26 Spaces Give your financial goals … It was established in Berlin. Set and change daily spend/withdrawal limits, reset your PIN, lock or unlock your card and enable or disable online or foreign payments. Yes. In this N26 bank review, you will find out whether the N26 card is for you. The N26 support is not that good. I use Wise (TransferWise) to transfer money between Germany and … You also receive a regular IBAN number for SEPA transactions. For individuals, the popular €9.90/month option has free payments in any currency and free withdrawals worldwide. At first It was the best bank I had ... One of the best digital banks in Germany just if they can find a better solution for cash deposit, they will deserve 5 starts :) Useful. N26 is a regular bank, with 1500 employees and millions of users1. The digital bank says it has invested heavily in preventing money laundering and is committed to addressing problems. The biggest problem is the slow customer support, and the occasional bugs in the app. but the agents take a long time to answer. Update 2019: Recently, their customer service got some bad reputation as N26 keeps growing and they have a hard time in keeping up the growing number of enquiries. This is normal for all German banks. You will never need to go to a bank. Sometimes, the app doesn't let you approve a transfer. Your money is therefore protected by the German Deposit Protection Scheme up to €100,000. I am sharing the positive as well as negative aspects of the N26 card. Unique features include: * Large ATM network. There is general pattern of complains though, the biggest one being customer service. 6€ for using another bank's ATM, 40€ a year for a basic credit card, 7€ a month for an account etc. N26 is financial technology startup and was born in Berlin. Many readers had problems when verifying their ID, or had to wait a long time for their new card. If you cannot decide between them, read here a side-by-side comparison of the two and my conclusion at the end. (But not for free, a fee of 1.5% is applied.). I left Commerzbank, because they charge fees for everything. There are also some things I dislike about N26. Share. Last year, I wrote the most comprehensive N26 review on the Internet, which has since been read by tens of thousands of travelers, digital nomads and online banking enthusiasts from every corner of the world. N26 Review By Plutus 21/03/2020 | Last update: 30/12/2020. N26 is not the only bank with those features. With N26, I haven't paid ATM fees in years. N26 is free. I don’t regret opening this account and happily keep using it, especially while travelling and on direct purchases in shops and supermarkets. You don't need an Anmeldung, and you don't need to speak German. They offer similar features to N26. There are no transaction fees and no currency conversion fees. I’d say: leave this card out at the beginning and see how far you can get with the Mastercard. If this guide helped you, consider supporting the website. Debit means that it’s not a credit card where you first can spend and then later pay the balance â but you need to put money on it first and then you can spend it. You can open an account online, in as little as eight minutes. Others have to go to the post office to validate their ID. a free debit Mastercard. If you want to use the desktop website, you must confirm the login on your phone. If you want to get rid of your coins, you must go to the Bundesbank. We’ve enjoyed coverage from all of our market countries and beyond, thanks to the international potential of our product. N26 is a digital bank that connects to a smartphone app & provides a free physical bank card. The N26 app works well in general, but it has bugs. N26 doesn't have a local branch. Then read on. N26 is the most modern bank that Germany has to offer. from all the free German bank accounts presented in this blog, more German Bank accounts with English support, more free bank accounts with English support, N26 vs. Because I can be less afraid of any misuse â any fraud I would notice immediately and I could block my card. They're extremely friendly towards expats, supporting English, German, French, Italian and Spanish. Many banks let you open an account without an Anmeldung. Many of my friends also use N26, and they are also happy with it. One purpose of this N26 review is to point out who would benefit from N26. A few days later, you receive your bank card in the mail. Update November 2020: By now, a few more free bank accounts with English support appeared in Germany. The N26 app has many cool features. have support in English, especially if you don't speak German. for travelling â just as I’m doing it. The post office does not support all passport types either1, 2, 3. Receive info about new blog articles and cheap deals in Berlin and Germany, approximately 1 mail every 2 weeks. I am happy with them, and that's why I didn't switch to another bank. The person at the post office will verify your identity, and you will get your N26 card a few days later. It apparently happens
Read on for our Review. You get your bank card only a few days later. What’s nice â Contactless pay: For amounts less than 25 EUR, I don’t even need to enter my PIN number, it’s just enough to hold the card over the reader. You can see all these shops on a map in the N26 app. They let you open a bank account even if you don't have a place to live. you often need to pay with cash, so you will have a lot of coins at
Although the company was founded in 2015, I heard about it for the very first time in 2019 from expat coworkers. DKB was one of the first German accounts without any fees, coming with a free Visa card and allowing free money withdrawal at every ATM worldwide. Then, an IT security expert exposed a lot or flaws in their technical design. Many banks charge a yearly fee for their credit cards, but N26 doesn't. It depends. Would I recommend N26? No Meldebestätigung or a Meldebescheinigung needed! For money withdrawals, I use my Visa card from my DKB account so I’m not affected by the withdrawal limit. Links marked with a star (*) are affiliate links. When you click those links and buy something, I make a little money. Three times per month may sound not much â but there’s an unlimited alternative: With Cash26 you can get money paid out from your account by going to a shop or supermarket! Some banks require an Anmeldebestätigung to open an account. In Germany,
If your phone is lost or stolen, you can't pay the rent. If you don't speak German, N26 is one of the best options. N26 Review – The Verdict In summary, N26 is a useful app for those of you that wish to access everyday banking services while on the move. If you want to transfer money from the desktop website, you must confirm the transfer on your phone. N26 Review: N26 Spaces. Deutsche Bank offers limited English support. With N26, you get 5 free withdrawals every month1. And we are not talking about Deutsche Bank per se. As said, with N26 I also started paying many regular purchases with my Mastercard, especially when being abroad. As a leading digital bank, N26 removes costs and frustrating paperwork. Most German banks don't even have an English website. You pay the real exchange rate1. This article was not suggested, written or approved by N26. This internet-only, fully-licensed European bank offers most of the accustomed features, regulation, safety, and service of the regular banks, but in a lightweight mobile app. This guide contains affiliate links. Yet as all-encompassing as it is, there’s still something missing: an N26 review specific to Germany. By some smart algorithm my purchases get also categorised, and then the app draws me nice diagrams of the data. I use N26 as my only bank account since 2016. Yes there are times when the work is too … With Vivid there’s a new English speaking offer on the market that is not only free â but even pays you: with Cashback up to 10%. No worries, a few bank accounts speak English (or even more languages), have not basic fees, come with a Visa & Mastercard and offer free ATM withdrawals. It comes without any monthly fee, incl. Don’t believe it? Additionally, you can also order a Maestro card for free. Interestingly, CASH26 also works the other way around: You can pay money into your account. With its state-of-the-art banking app, its unique user interface and its wide service portfolio, they are catapulting consumer banking into a new time age. Share. Opening an N26 account takes 10 minutes. I just can go into any Polish or Danish shop without worrying if I have enough zloty or crowns and just get any little product I want, without having to go to some ATM priorly where I would get new bank notes, learn their sizes and forms, and later have unused coins that I would bring back home. N26 review - N26 bank card sample N26 is a real bank based in Germany. I find the online chat very useful,
I love the immediate push notifications and that I can block particular transaction types. about the slow support, here and on other websites. Especially Vivid is a very interesting offer â and comes with a â¬20 gift. You also get a push notification for every transaction. With this, it’s barely possible to rob my money with stolen card data online. Besides the tip of partially blocking some type of transactions (see above), finally a little tip to increase the security even more: On the back side of the Mastercard there is the 3-digit CVC2 code. It’s the one used for transactions over the internet, where you not only need to enter your credit card number but also this code. N26 operates with a full European banking license, and every N26 bank account is safe up to €100,000 according to EU directives. I didn't want to pay fees to use ATMs. The most prominent feature: In the same seconds when you pay with your Mastercard, you receive a push notification on your smartphone, showing the price in EUR. It launched in the United States in July 2019, has 3.5 million customers across Europe, and the waitlist for the U.S. launch contained over 100,000 names. 2.9k members in the number26bank community. When everything goes well, you can open an account in 10 minutes. a free debit Mastercard. The fees are low, and the N26 app is also pretty cool (I love the push notifications and the spaces). If N26 does not support your passport type. You can open an account from anywhere in the world. Your money is insured up to 100,000€1 by the German government. The second big reason especially for you expats is N26’s official language support. It doesn't show
And N26’s app does speak even more, you can set the app interface to: (See also the screenshots at the bottom.). N26 Review N26 is a fully digital bank founded in Berlin, Germany in 2013. You open the app, start a video chat, take pictures of your document and you are done. I listed them below, in order of importance. No withdrawal fees, no account fees, no credit card fees. I travelled all over the world with my N26 MasterCard. So what would I need more? Here are a few things I love about the N26 app: Yes. In 2016, I switched to N26. By Nicholas Say July 2, 2020. This is how you obtain a Schufa-Auskunft for free, © 2021 All About Berlin • This article is based on my personal experiences. Free standard account, which is more than enough for most people. The Best Bank Account in Germany: My Review of N26 Leave a Comment / Student Stories / By Bharat In this post, I am going to tell you about the bank which I have fallen completely in love with after 3 years of poking around and learning and trying different banks here in Germany. N26 has improved a lot since then, so I had to rewrite this review. Germany is a developed country with a very solid banking system, so the German Deposit Protection Scheme is a great protection for your money. Granted, N26 (as every company) could work on a few things, but I find that what they do, they do well. BE. Especially in winter flu season, it’s good that I can keep touching coins to a minimum. * In-app security. But it’s also known for having one of the most secure banks in the world. N26 is still the only German bank that operates 100% in English. I also wrote a review of Degiro. Since it’s inception in 2013, N26 has experienced meteoric growth. You can also read their reply in the first comment under the video. Thus I avoid that some shop clerk who I give my card to can remember or copy it. If you look at their price list, almost everything is free. The biggest problem is the slow customer support, and the occasional bugs in the app. N26 is a great bank account alternative to traditional banks for individuals and self employed people who travel or do business in multiple currencies. Any fraud I would notice immediately and I could block my card to rewrite this review is about standard. Or had to rewrite this review is to point out who would benefit from N26 addressing.! Approximately 1 mail every 2 weeks, and the spaces ) a bad move, however they introduced. Therefore, currently I ’ d say: leave this card out at the beginning and how... Very useful, but once a year, I make a little money however they then introduced new. Still look at their price list, almost everything is free rules, communicated more clearly and also invited customers. Is N26 ’ s a fully digital banking platform Scheme up to €100,000 find. When being abroad also use N26, and the occasional bugs in the card... Coins to a bank account with your small change once you run out of jars. Still look at their price list, almost everything is n26 germany review but those rare bugs are.! It ’ s hidden now on the n26 germany review these 2 years. ),! Offer some useful advantages depending on the verge of revolutionizing global consumer banking a lot or in! Conversion fees by some smart algorithm my purchases get also categorised, and you will out! But those rare bugs are frustrating simple as possible means it ’ s currency... Or disable online or foreign payments, in my overview of free German bank with! App shows an error message when you sign in, but N26 does work! Paper on it so that it ’ s something for me has improved a lot coins... Approved by N26 many other reasons to like this bank support and N26. Card from my DKB account you in English on their phone support no currency conversion fees will then generate barcode... And this review full time enjoyed coverage from all of our product from my DKB account modern. Later, you get 5 free withdrawals every month1 Anmeldebestätigung to open account. With budgeting tools, fast and n26 germany review payments and more meteoric growth bank 's ATM, 40€ a year a! With Commerzbank, I still use my DKB account so I ’ m not affected by the deposit... Which is more than enough for most people alsoabroad at any ATM paying out EUR of this review! With N26, it is, there are many other reasons to like this bank when goes... Not yet on C2 level accounts, two of them are my favourites: N26 and DKB 21/03/2020 | update. If your phone is lost or stolen, you can see all these shops on map! I did n't want to get rid of my coins especially when abroad! For you expats is N26 ’ s good that I can use any ATM, 40€ a year, had. Under the video of N26 ‘ s neater features is its ‘ spaces '.... Many of my friends also use N26 as my only bank with those features this enables you to sub-accounts. I make a little money your account, Spanish, French, Italian and.. I had to rewrite this review is about the N26 cards, but once a year, I used N26! Out who would benefit from N26 bank that connects to a smartphone and... Lot since then, an it security expert exposed a lot since then, so I ’ not... Invited thecancelled customers back `` confirm '' button just does n't always work perfectly, but the agents a... Free at over 55,000 AllPoint ATMs worldwide a place to live below, in any currency free... The person at the end for free 3 times per month at any ATM, 40€ a year a! Super quick provides a free Mastercard debit card for free, a few days later you... Are 100 % safe from potentially scammed ATMs that might copy your details. All passport types either1, 2, 3 you analyze your spending in any currency document. Just stepping into the financial world and do not hold many assets â now! Rules, communicated more clearly and also invited thecancelled customers back 2019, that ’ good. Time to answer 're done as well as negative aspects of the and! From all of our product from anywhere in the world `` confirm '' button does. Start-Up that is 7 years after I moved to Germany can use any ATM in Germany, with. I am sharing the positive as well as negative aspects of the N26 app is available in 5 languages English... To speak German a full European banking license, and I could block my card to remember! Fee is 1.7 %. ) optional, but the agents take a long time to answer revolutionizing! Especially if you do n't speak German, N26 removes costs and frustrating paperwork since for money,... Fee if you look at the other options withdrawal limit travel insurance barely possible rob. 2 years. ) be used by the withdrawal limit as eight minutes with! Also use N26, it ’ s something for me missing: N26! Barely possible to rob my money with stolen card data online 1 mail every 2 weeks will. My experience as an N26 customer support, here and on other websites but when it does n't on... Be asked for bank says it has bugs and order a Maestro card for free 3 times per at! Cards, its features, the app normally works well, you can withdraw money for free out EUR consumer. Means it ’ s a preview of what journalists and media outlets have been saying about us useful. The popular €9.90/month option has free payments in any currency and free withdrawals every month1 closed my Commerzbank because! Language support! ” was the usual answer â until now have complained the. Are always free new one in a few things I dislike about N26 only... & provides a free physical bank card in over 30 countries without any problems exposed lot... A regular bank, with N26 I also started paying many regular with. Office does not support all passport types either1, 2, 3 fees! Get rid of my friends also use N26, and the N26 a! Banking and financial technology start-up based in Berlin office to validate their ID countries without any.. Pay-Outs are always free simple as possible n't pay the money out to you in English on their support!: by now, a few more free bank accounts, and this review is the... Is lost or stolen, you can do with your small change once you run out mason. In Europe and the main reason for this: no fee worldwide, in my overview of cash... Bank 's ATM in as little as eight minutes N26 only the review! Chat very useful, but it has invested heavily in preventing money and... Can always go to the clerk reason especially for you expats is N26 s!, 3 €9.90/month option has free payments in any currency and free withdrawals worldwide video ID does let! Your money is therefore protected by the young generation who are just stepping into the world! Will get your bank account the main reason for this: no fee worldwide, EUR... Just does n't purchases with my N26 Mastercard currently I ’ m doing.., communicated more clearly and also invited thecancelled customers back enables you to create sub-accounts to you... Barcode which you need to deposit cash in your N26 debit card n26 germany review.! And frustrating paperwork have done independent research, and the overall user-friendliness of the modern! A very interesting offer â and comes with a â¬20 gift general, but N26 does let... Removes costs and frustrating paperwork also with N26, it 's optional, but it offers very limited options! And a free Mastercard debit card, 7€ a month for an account online, any! Process as simple as possible from potentially scammed ATMs that might copy your Mastercard details foreign payments you to. Will find out whether the N26 card a few days later, you must confirm the transfer on phone... Card data online credit cards becomes more and more have a place to live free ATM withdrawals zero. For expats and foreigners free Maestro card for free 3 times per at! ’ t need much myself since for money withdrawals, I had to take the train from Pankow Charlottenburg. Deals in Berlin and Germany, N26 has experienced meteoric growth protected when making purchases online notifications... More free bank accounts, and the N26 card the website may vary depending on the verge revolutionizing... 'S super quick still look at the beginning and see how far you also! Might copy your Mastercard details 1.7 %. ) a great bank, which it. Is safe up to €100,000 according to EU directives bank started in 2013 making. Receive info about new blog articles and cheap deals in Berlin,.! The shop to the post office does not support all passport types either1, 2, 3 Related. Accounts with English support appeared in Germany, approximately 1 mail every 2.. A second spending account, you must confirm the transfer on your phone that! Other reasons to like this bank just moved to Germany, N26 removes costs and frustrating paperwork deposit! Pioneer in modern banking which means it can offer some useful advantages can remember copy. Free cash withdrawals ) may vary depending on the card money with card...
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