Below you can download or view our latest rates. Depending on your circumstances, you might prefer a mortgage that combines both fixed and tracker rates. Hide filters, Work out the kind of mortgage you could afford. Barclays fixed-rate mortgages can be set for between 2 and 10 years. This offer has no product fee and a includes a maximum loan value of £400,000. The benefits of remortgaging with a new lender can include getting a different interest rate or mortgage type, or borrowing more money for home improvements or a big purchase. Mortgages for moving home. Are you eligible? 2. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority. Return to reference, To maintain a quality service, we may monitor or record phone calls. Within that period, you’ll pay the same amount of interest every month. You can find out whether we could lend the amount you need in minutes with an online Agreement in Principle – without affecting your credit score. A capital and interest mortgage of £187,000 payable over 300 months on a fixed rate of 2.71% for 5 years and then our variable tracker rate of 3.49% above the Bank of England Base Rate (currently 0.10%), for the remaining term would require 60 monthly payments of £858.83 and 240 monthly payments of £929.42. Move from your current lender to us and enjoy our best remortgage interest rates. Complete our simple form below B. There are a few different factors that affect Barclays mortgage rates. The current mortgages data is unavailable. GET MORTGAGE QUOTES AND START COMPARING RATES NOW! You could save thousands of pounds when you switch to us from your current lender because we won't charge you application, valuation or standard legal fees. Barclays mortgage deals. In these scenarios all customers are offered Barclays new lending rates. To set up either option on a Barclays mortgage, you’ll need to register for online banking. Barclays Bank base rate for overdrafts and loans. If you’ve submitted an application, use your Track It reference to find out what stage it’s at. Fixed-rate mortgage rates; Variable-rate mortgage rates; Remortgaging rates Early repayment charge. Investing in property Our buy-to-let mortgages could help you make a success of your investment, whether you’re a first-time buyer or building up your property investment portfolio. What is the cheque clearing cycle and how long does it take. As they're linked to a variable rate your monthly payments may go up as well as down. Our mortgage experts can offer advice if you are not sure how much you can borrow, and will help find the best Barclays mortgage for you. As this is often higher, it’s a good time to check for better mortgage deals. Remortgaging means moving your mortgage to a new lender while staying in the same property. If you start the mortgage process too late, you may run out of time, therefore, start nice and early and grab that great rate and take the strain from having to rush the mortgage through. Annual percentage rate of charge. Customers who remortgage with Barclays are provided with several options, which include Great Escape Mortgages, Premier Mortgages, Offset Mortgages and many more besides. Discover all our remortgage options and find one that suits your needs. Compare Barclays mortgage rates. Our best buy-to-let mortgage rates. Barclays Green Home Mortgages. Let the good times roll. Mortgage adviser appointments are available when you are, at the evenings and at weekends (Monday to Friday 08:00-21:00, Saturday 08:30-17:00, Sunday 09:00-15:30, excluding bank holidays).Return to reference, If you call an 03 number, you’ll be charged your standard rate.Return to reference, Hamper or £30 takeaway e-voucher offer terms, conditions and exclusions.Return to reference. What are the benefits and advantages of remortgaging? Before you apply. Reward rates explained The following terms are used in the rate tables:- Bank of England Base Rate (BEBR) is a variable rate set by the Bank of England. In addition, Manage your mortgage online. We’re here to help you find a new deal for your new home. Be sure to check for any remortgage arrangement fees, particularly if you’re using a mortgage broker. Our guide can help you decide if it’s right for you. Call charges. Remortgaging with us is easy. Your lower loan to value ratio could mean you’re eligible for a wider range of interest rates. Barclays Mortgages is set to reduce rates on its 2-year fixed residential mortgages. Tracker rate mortgages are linked to the Bank of England base rate. The size of your deposit has a big effect on how much your mortgage will cost because it determines the mortgage amount you wish to borrow. Exclusive rates if you have a mortgage with us and want to switch, move home or borrow more; Find out how to check your balance and rate, and make changes to your mortgage online ; Get cashback on your mortgage when you join Barclays Blue Rewards 1; Your home may be repossessed if you do not keep up repayments on your mortgage. A remortgage with Barclays takes 12 weeks. Other customers found these links helpful. Check your mortgage documents or contact the lender to find out. We’ll offer them a lower rate on certain fixed-rate mortgages compared with the equivalent option from our standard range (subject to lending criteria) Green Home Mortgages Service snapshot. The Barclays standard variable rate is currently 3.74%. Whether you’re a first-time buyer or only have a few years left on your mortgage, make sure your home is protected if you die or become terminally or critically ill. Barclays Life Insurance is underwritten by Legal & General Assurance Society Limited. Our innovative Green Home Mortgage rewards customers who are buying an energy-efficient new-build home directly from the builder or developer. Your current lender might ask you to pay an early repayment charge or exit fee. Complete 1 simple form. Under the changes, Barclays can introduce a new cap on the amount of money customers can hold fee-free in any account. Understanding the remortgage costs you could face will help you decide if it’s the right time to switch. Barclays Bank base rate [PDF, 241KB] Mortgage interest rates. What does it mean when you remortgage? From Monday, it'll offer a two-year fixed rate at a 3.90% interest rate and a five-year fixed deal at 4.04%. Mortgage rate. This means you could move to the lender’s standard variable rate. Within the residential range, the 95 per cent LTV two-year fix has had its rate sliced from 2.86 per cent to 2.77 per cent. Fixed rate mortgages Tracker rate. The Barclays standard variable rate is currently 3.59%. Barclays Green Home Mortgages. Enjoy a tasty treat for your family on us. Fixed-rate loan rates range from 4.99 percent APR up to 20.99 percent APR, depending on your creditworthiness. To find out more about mortgages click on the relevant link below International Banking clients Buying a UK property Interest Rates Find out more Local… From fixed rates that give you the confidence to plan your monthly budget, to offset mortgages that put your savings to work by reducing the balance you pay interest on. We research the whole mortgage market for you C. We show you our findings for free and you then decide what’s best. How to get a mortgage Remortgaging. How do I find my sort code and account number? Barclays offers a selection of fixed rate remortgage deals ranging in duration from 2 years to ten years, so you can choose the fixed rate remortgage deal that best suits your personal circumstances. Barclays remortgage rates are calculated on the basis of the applicant’s financial status, credit report and requirements at the time. Barclays offers personal loans from $5,000 to $35,000. What are your latest mortgage interest rates? Wouldn’t it be good to know? You can choose to either: increase your regular Direct Debit transfer a lump sum for a one off overpayment. Barclays rate cuts level five and two-year deals at 90 per cent LTV by: Shekina Tuahene. External reference rates. Terms, conditions and exclusions apply3. 1. Switch to us and we’ll either waive your standard legal fees or give you cashback – our mortgage advisers will help you find the right deal for you. Compare Barclays Mortgage Rates | Call us on 0117 403 4474 | Use our FREE Barclays Mortgage Calculator | Best Fixed and Tracker Mortgage Deals from Barclays Available for purchases and remortgages, the 2-year fix at 60% loan-to-value (LTV) from loans between £5,000 to £2m will be cut from 1.24% to 1.21% while the 2-year fix at 85% LTV from loans between £5,000 and £1m will decrease from 1.54% to 1.51%. For tracker rate mortgages the interest you pay is linked to the Bank of England Base Rate. Fixed rate mortgages can be a great way to plan ahead or work to a budget. Terms, conditions, exclusions and eligibility criteria apply. See if Barclays mortgage rates are best for your circumstances, or whether you could save more elsewhere. Their 10 year fixed rate mortgage will only allow you to overpay by 5%. Some lenders will cover all or part of your remortgage solicitor fees as an incentive for remortgaging with them. Buy an energy efficient home and get a lower rate. What is the cheque clearing cycle and how long does it take? You pay exactly the same amount each month for the fixed rate term. And you could earn a reward for having your mortgage with us if you join Barclays Blue Rewards1. Channel Islands and Isle of Man - Rate Sheet [PDF, 270KB] Current standard variable rate [PDF, 153KB] Tariff guides. Show filters To maintain a quality service, we may monitor and record phone calls. External reference rates for overdrafts and loans. Follow on rate. For non-personal accounts held with: Barclays Bank Plc in London [PDF, 1.6MB] Barclays Bank Plc in Jersey, Guernsey and the Isle of Man [PDF, 1.6MB] Eligibility, terms, conditions, a £4 monthly fee apply. You might be able to get a lower rate by remortgaging because your loan to value could be lower if you’ve paid off a significant part of your mortgage since it started. It's important to remember all Barclays mortgage rates vary according to your personal circumstances, but these are some of the lowest headline rates they are currently offering: These are examples only. The latest range. They are based on an application for a £150,000 loan to purchase a £200,000 property over 25 years. International tariffs. For Existing Mortgage Customer (EMC) Reward Rates please see EMC Reward Rate Sheet 1 (A Switch & Fix facility is applicable on all Offset & Tracker products listed below) Registered office for all: 1 Churchill Place, London E14 5HP. You could save thousands of pounds when you switch to us from your current lender because we won't charge you application, valuation or standard legal fees. Tracker remortgages – rather than being fixed for a set period after you take out the mortgage, your interest rate will follow the Barclays Bank base rate for a set period instead. Whether you’re moving home or buying a new property, we offer great-value remortgage deals. Barclays green mortgage range includes the following deals: Help to Buy two-year fixed at 1.74%, £749 fee, 75% LTV, £25k – £450k Help to Buy five-year fixed at 1.88% with, £749 fee, 75% LTV, £25k – £450k Two-year fixed 3.62%, £0 product fee, 90% LTV, £5k £570k So its time to remortgage and you need to plan enough time for your Barclays remortgage. Remortgaging is when you apply to move from your current mortgage lender to a new one. Hamper or £30 takeaway e-voucher offer terms, conditions and exclusions, See if you could be eligible to borrow the amount you need with an online Agreement in Principle – it won't affect your credit score, We make applying easier, with mortgage appointments available in the evening and at weekends, Sort out your mortgage at your own pace – upload documents when you’re ready and sign your mortgage documents online. Most Barclays mortgages will allow you to overpay by up to 10% each year. Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. In this situation, you could apply to borrow more for things like home improvements. Call charges.Return to reference. Your credit history also affects the price of your mortgage. Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide. Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Work out the kind of mortgage you could afford. Standard variable rate for mortgages [PDF, 153KB] External rates. Your home may be repossessed if you do not keep up repayments on your mortgage. If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at. Loan to value (LTV) 1.22%. If time allows then start the mortgage renewal 20 weeks before your existing rate ends as this will allow plenty of time to secure a great rate … Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how. We have access to mortgage rates from as little as 0.99%* Compare Barclays mortgage rates against the whole mortgage market to … Terms, conditions, exclusions and eligibility criteria apply. Initial rate. It can then start charging customers who hold deposits above that level. Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage. Put your savings to work with an offset mortgage. Barclays … Our expert advisers will help you choose from a range of mortgage types to suit your needs. 3. Mortgages for moving home. You can even choose to have your mortgage appointment at a branch or by phone. Registered office for all: 1 Churchill Place, London E14 5HP. Low-Cost Mortgage Payments. IT’S AS EASY AS ABC A. We have access to mortgage rates from as little as 0.99%* Compare Barclays mortgage rates against the mortgage market to … You receive a free no obligation mortgage quote. The Barclays remortgage process varies from one type of remortgage to the next. BEBR is currently 0.10%. The more you have to offer for a deposit, the lower rate your mortgage lender can offer. Both come with a £999 product fee. What’s the address, the opening hours and phone number of my Barclays branch? Put your savings to work with an offset mortgage. Take a look at our latest rates, find out how much you could borrow and read our guide to getting a mortgage with us. Please leave this field … We’ll reward you with a lower mortgage rate on certain deals when you buy an energy efficient home – it’s just one of the ways we support greener choices. Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide. for Existing Mortgage Customer (EMC) Reward rates. See if you could get a lower interest rate with Barclays. Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage. You want to pay off your mortgage early. Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage. Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our mortgage experts are available every day from 7am to 8pm, except for bank holidays. 3. Green Home Mortgages. Switching to a mortgage that lets you make overpayments could help you be free of your mortgage debt earlier than your original term. The interest rate charged on a fixed-rate mortgage does not change from month to month. We search the mortgage market for the latest mortgage deals (including mortgage broker exclusive rates!) The word is sometimes confused with switching to a new type of mortgage or a different interest rate with your current mortgage lender. Unsure what to search for? Service. 13/01/2021 • 0; Barclays has made a series of rate cuts on purchase, remortgage and reward products of up to 18 basis points (bps) effective from tomorrow. Call us2 any time – lines may be closed at off-peak times on bank holidays and during Christmas. We’re here to help you find a new deal for your new home. Variable payments for more flexibility. It provides 36-, 48- … Fixed rate versus tracker mortgages. Unsure what to search for? You can also check our full mortgage range [PDF, 591KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information. It’s easy to switch – whether you’re moving, improving or looking for a new rate, we’re here to help every day of the week2. Have you thought about what would happen to your loved ones if you died or became terminally ill? We’re here to help you find a new deal for your new home. Barclays has made a series of rate reductions across its residential purchase and remortgage ranges. With Barclays Simple Life Insurance, you can give them some financial security with a one-time payment – from £6 per month. Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how. Other customers found these links helpful. Loan to value (LTV) Product fee. Manage your mortgage. Part and Part mortgages. If you see one that’s right for your client, register or log in to the Intermediary Hub to submit a case now. How do I find my sort code and account number? Once your remortgage is complete, you can manage your mortgage online and through our app. Switch to us and we’ll either waive your standard legal fees or give you cashback – our mortgage advisers will help you find the right deal for you. A capital and interest mortgage of £187,000 payable over 300 months on a fixed rate of 2.71% for 5 years and then our variable tracker rate of 3.49% above the Bank of England Base Rate (currently 0.10%), for the remaining term would require 60 monthly payments of £858.83 and 240 monthly payments of £929.42. All customers are offered Barclays new lending rates per month Insurance, you ’ ve submitted an,. Assurance Society Limited re moving home or buying a new deal for your new home find a new deal your. 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