Real time banking services at a click or tap, Powerful and simple business account - built to make your life easier. Apply fast and paperless anytime, anywhere. Santander International offers a personalised banking and saving accounts service for UK residents, UK expats, foreign expats and international customers with international banking needs Options include instant access savings accounts, easy access savings accounts, notice savings accounts, fixed rate bonds and structured deposit plans. Transfers between Monese accounts are also free and instant, You can use your Monese app in any one of our 12 languages: English, French, German, Brazilian Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish and Lithuanian, Open a current account in minutes direct from your phone and receive bank card, Set budgets, get instant spending notifications, and see weekly insights to keep your spending on track, Earn rewards on travel, retail, restaurants and more, Spend abroad in over 150 currencies at the Real (interbank) exchange rates with no hidden fees, Transfer money abroad in 30+ currencies with the interbank exchange rate, with a small 0.5% fee for anything above £1,000 each month, Get paid up to 0.40% AER interest on your GBP funds, No minimum amounts. Apply from your mobile and manage your money with the banking app. As part of our Investec.One Place™ proposition that gives our clients access to local and international banking, Investec’s South African Private Banking clients* can open a UK Private bank account. No credit checks to apply. The following banks and building societies have recently been absorbed into the Santander Group, for instance: Abbey National plc; Bradford & Bingley building society; and Alliance & Leicester… Real Mastercard exchange rates and real-time notifications in both currencies, Get a spotlight on your spending: See what you’ve spent instantly with real-time payment notifications, Current account is completely free. This makes bonds unsuitable for those who wish to top up a savings account in small increments, as this is not usually possible beyond the first lump sum, therefore could look into alternative savings and investments plans. Make sure that you are happy to part with that amount of money for a longer period of time! The FSCS protects customers including individuals, companies and small local authorities for up to £85,000 across accounts with us. Santander and the flame logo are registered trademarks. 10. Add Creditbuilder to your account and it could help build your credit rating at no extra cost, Nationwide 1 Year Triple Access Online Saver, 1 Year, with option to make three free withdrawals, A revolutionary mobile bank, built from a clean slate, dedicated to your wants and needs. We provide a range of products and support for lending through overdrafts and credit cards of up to £25,000 with us for UK-registered businesses with simple banking needs and up to 2 directors, owners (shareholders) or partners. Instant approval once we verify your details. Santander is a relatively new name to the UK banking scene, of course, but it is a name that now incorporates some familiar and well-known British institutions. An account for new to UK students and workers to get started with UK banking. 6. 4. Whether you need an everyday account, instant access savings, accounts in multiple currencies, or an offshore account, your Private Banker works with our international teams to arrange the right service on your behalf. Santander Financial Services plc’s Financial Services Register number is 146003. Santander International is the trading name of Santander Financial Services plc, Santander Financial Services plc, Jersey Branch and Santander Financial Services plc, Isle of Man Branch. With our free online service you can compare features of Santander offshore banking from Abbey with other leading providers to help you get the most out of your money: noella.mutati@santander.co.uk 07742 012 969. 7. Find out more at Santander.co.uk Personal Online Banking: Log on or sign up Access your account information online with internet banking from Santander; manage your … Make sure you find a product that works for you – The choice of bond is dependent on the amount of money you intend to deposit, the fixed rate, and the length of the fixed rate period. There are a number of advantages in opening a Santander offshore savings account, including the following: When trying to save money for the future, there are several options open to cash savers. Alternatively it is often possible to take a Cash ISA fixed rate bond (current cash ISA allowance for 2018/19 is £20,000 per individual) from which interest can be taken tax free. The problems stem from the fact that if you are a UK citizen you have to declare your earnings so that you can be taxed. Putting undeclared funds into offshore accounts is a tax evasion. If you need rapid access to your cash, bonds are possibly not the best savings option – it might be preferable to look at an alternative savings options or just an instant access savings accounts. These should all be taken into consideration before making your choice. Most UK banks should have this cover, but Irish banks that do not have a UK arm may not be covered by the FSCS. The web's best savings tables; Completely independent and unique; Accounts with catches are stripped out or shown separately Offshore accounts are perfectly legal but traditionally they are private, usually with excellent interest rates. Online Banking with us is simple and includes all the features you need to manage your current accounts, credit cards, savings, cash ISAs, investments and Flexible Offset Mortgage. Voted Best British Bank 2020*, No credit checks - instant online decision. An offshore savings account with Santander may be the best financial option for you if you are, or were a UK resident who is paid in a foreign currency or spent the majority of their time abroad. Some accounts will pay interest gross and it is up to you to declare any tax owed to the Inland Revenue. You may be suited to an offshore savings account with Santander if some of the following conditions apply: As a provider of offshore savings accounts, Santander’s Abbey International are based in Jersey, one of the Channel Islands. Santander offers a range of offshore savings accounts through the banking organization, Abbey International. Check that your money is covered by the Financial Services Compensation Scheme – they will guarantee £75,000 of savings against institutional failure. You can also top up quickly using cash at Post Office and Paypoint locations across the UK, Add Monese to your phone’s wallet and make smart, fast and secure contactless payments with Apple Pay or Google Pay, Spend on your Monese card and make ATM withdrawals worldwide with fee-free allowances and money-saving exchange rates, Send money to your contacts and request payments from them. The Scheme offers protection for eligible deposits of up to £50,000. Best savings rates: Offshore accounts. Mark Byrne Business Development Director mark.byrne@santander.co.uk 07593 508 760 Some providers for example will allow one withdrawal during the term without penalties. Interest rates are changing all the time and deals come and go on a regular basis. This account offers a sterling-based transactional account in the United Kingdom. Pay in every currency without the fees, Investec Online Business Savings Account – 32 Day Notice, Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals, Aldermore Bank 6 Month Business Fixed Rate Bond, Shawbrook Bank 100 Day Business Notice Account, Shawbrook Bank 45 Day Business Notice Account, Earn 0.30% AER Fixed Interest for up to £20,000, Barnsley Building Society Savings Accounts, Beverley Building Society Savings Accounts, Britannia Building Society Savings Accounts, Cambridge Building Society Savings Accounts, Catholic Building Society Savings Accounts, Chelsea Building Society Savings Accounts, Cheltenham and Gloucester Building Society Savings Accounts, Cheshire Building Society Savings Accounts, Coventry Building Society Savings Accounts, Cumberland Building Society Savings Accounts, Darlington Building Society Savings Accounts, Derbyshire Building Society Savings Accounts, Dunfermline Building Society Savings Accounts, Harpenden Building Society Savings Accounts, Hinkley and Rugby Building Society Savings Accounts, Ipswich Building Society Savings Accounts, Kent Reliance Building Society Savings Accounts, Leek United Building Society Savings Accounts, Manchester Building Society Savings Accounts, Mansfield Building Society Savings Accounts, Marsden Building Society Savings Accounts, Melton Mowbray Building Society Savings Accounts, Monmouthshire Building Society Savings Accounts, National Counties Building Society Savings Accounts, Newbury Building Society Savings Accounts, Newcastle Building Society Savings Accounts, Norwich and Peterborough Building Society Savings Accounts, Nottingham Building Society Savings Accounts, Principality Building Society Savings Accounts, Progressive Building Society Savings Accounts, Saffron Building Society Savings Accounts, Scarborough Building Society Savings Accounts, Scottish Building Society Savings Accounts, Scottish Widows Instant Access Savings Account, Shepshed Building Society Savings Accounts, Skipton Building Society Savings Accounts, Stafford Railway Building Society Savings Accounts, Teachers Building Society Savings Accounts, Yorkshire Building Society Internet Saver, Yorkshire Building Society Savings Accounts, Compare Offshore Savings Accounts – Fair Investment Company, Compare our Best Structured Deposit Plans – Fair Investment Company, Earn up to 15% cashback with Retailer Offers, Stress-free account switching in 7 days with the Current Account Switch Service, Arranged Overdraft facility (subject to status), Online and Mobile Banking with text and email alerts, Must be 18 or older and live in the UK permanently, Get set up in minutes. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander customers will earn Avios for their regular transactions and for taking out products: up to 15,000 Avios for paying their salary directly into the account (redeemable for a round-trip flight in Europe), 5,000 Avios for insurance, 25,000 Avios for taking out a lease on a vehicle and up to 500,000 Avios for transferring a pension plan (equivalent to round-the-world flights). Santander Financial Services plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Santander International is the trading name of the Jersey and Isle of Man branches of Santander Financial Services plc, a wholly owned subsidiary of Santander UK Group Holdings plc which is part of the Banco Santander group, People are at the heart of what we do at Santander International - to meet some of our team please search our directory, We have branches in Jersey and the Isle of Man, providing island residents with a friendly, local service for your banking and mortgage needs. Read the provider terms and conditions so that you know what you are getting into. Wherever you are, whatever time it is, as long as you have an internet connection, you can log on and manage your accounts, Depending on the amount you deposit with us, you could receive a personalised service from a dedicated relationship management team or a tailored service from a Relationship Director who will work with you to understand your banking needs, Our Gold Account is an everyday current account, available in Sterling, Euro or US dollar currencies. Offshore banking with Santander may enable you to make the most of your finances because less tax rules apply. Check what happens when your savings product matures – Providers will write to you when your account matures; if you do not respond the provider will often put your savings into a low or no interest holding account until you provide instructions on what you want to do with the money. *£50 and a year of free transfers when you open a business account. For savers who are prepared to tie up capital for a year or more typically higher rates of interest are available from savings providers. Earn cash back up to 3.5%, ANNA Money is the business current account for startups, small businesses and sole traders, Currensea is a new way to globalise existing business bank accounts. Abbey is a financial provider that was recently purchased by the Spanish company, Santander. You may only receive a return of your original capital, 1% interest on the entire balance once the balance is £100, 2.00% AER/1.98% gross (variable) on the entire balance once the balance is £1,500, 3.00% AER/2.96% gross (variable) on the entire balance once the balance is £1,500 or over (up to a maximum of £2,000), Debit or cash card available for those aged between 13 and 18, For children under age 13, the account must be opened in trust and managed by an adult (trustee), If you’re aged between 13 and 18 years old and live permanently in the UK you can apply online by telephone or in branch, Manage your money with easy budgeting, easy savings, insights and balance prediction, Stay in total control with instant notifications, real time controls and much more, right from the app, Get paid easily with bunq.me, simple bill-splitting, and instant requests, Option to set up Auto Save and every payment you make will be rounded up to the next nearest Euro, saving the difference, Sign up in 5 minutes – you only need your phone, address and ID, Experience total safety by blocking cards, changing PINs or adjusting limits in real time, Any card setting you change takes effect instantly, Send money across the world at the real exchange rate saving up to 3%, Send or receive money in 39 supported currencies, Up to 10 monthly withdrawals are included in your membership, home or abroad, Spend abroad without worrying about expensive rates and hidden costs, An easy to set up debit card. Some fixed interest providers will allow one withdrawal a year without penalties. 2% on Gas and electricity bills, Santander Home Insurance premiums and Santander Life Insurance premiums, and 3% on water bills, Must be 18 or older and a UK resident Interest, Cashback only available when you set up at least two eligible Direct Debits, Cashback capped at £5 for each cashback tier each month, Must pay a minimum of £500 into the account each month, Arranged overdraft interest rate of 39.94% APR / EAR (variable), Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. Continued use of this site indicates that you accept this policy, Santander International uses cookies to deliver superior functionality and to enhance your experience of our websites. Many deals require you to have internet access – Some are offered on a postal or branch basis – check the small print. Every $100 spent through Currensea could plant three trees, Latest bank security and encryption technology, Mastercard chargeback protection for all your purchases, Currensea is authorised by the Financial Conduct Authority, Open a GBP and EUR current account using your mobile in minutes, with no credit checks and no proof of address required, Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending, Get added peace of mind from instant updates on your mobile whenever you receive or spend money, Add money to your account instantly by debit card or bank transfer. With interest rates at the time of writing at all time lows many savers are looking for a range of best saving plans. Calls to Santander International are recorded and may be monitored for security and training purposes. All accounts opened with Santander Financial Services plc, Isle of Man Branch have situs in the Isle of Man and therefore eligible deposits are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the Isle of Man Depositors’ Compensation Scheme Regulations 2010 and not covered by the UK Financial Services Compensation Scheme or by the Jersey Bank Depositors Compensation Scheme. No need for separate accounts and inconvenient top-ups, Automatically save over 85% on bank charges anywhere in the world, Off-set your carbon footprint with our One Tree Planted partnership. Our Telephone Banking and Online Banking services allows you to manage the accounts you hold with us, wherever you are in the world. Having a fixed term means that bonds have a maturity date at which time you will be contacted by your savings provider and provided with options on how you wish your money to be returned to you – you may be given options of putting the money into a new account in which case you should always shop around before accepting a savings deal offered by an existing provider as the rate of interest may or may not be competitive. It's accompanied by a Visa debit card for easy worldwide access to your money, Our foreign exchange service allows you to move money between different currencies and make international payments, Catch up on our latest news, customer notices and insights, We believe in supporting our local communities and helping to make a difference. Offshore banking in a foreign jurisdiction isn’t as distant and exotic-sounding as the name sounds. It is worthwhile having a five-year plan of projected expenses – such as mortgages, car purchases, or planning for a family or retirement – to ensure that you will not need access to your fixed rate bonds account. Read the fine print – determine when the provider is likely to let you access your money, how much notice is required, and if there are any penalties for requesting access before the bond matures. SANTANDER UK plc is organized into major Lines of Business. Business owner/ UK residents only, Set up your account in less than 10 minutes, ANNA doesn’t offer credit, which means the process is different by design – it’s fast, and applying won’t affect your credit score, ANNA creates and sends sales invoices for you, and politely chases payments due too, ANNA also schedules payments of purchase invoices, Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app, ANNA will be ready for Making Tax Digital (MTD), Automatic integration with all accounting platforms, Mobile app lets you track spending and monitor transactions, Set spend limits, freeze and unfreeze your card or view your pin, Partnering with all the major high-street banks, connecting securely through Open Banking, No hidden transaction fees, even at the weekend, Apply online and receive your card in 3 to 5 days, Unlimited withdrawals with no hidden fees, Eligible deposits protected under UK’s Financial Services Compensation Scheme (FSCS), Business must have been registered for at least two years, have fewer than 250 employees, and have a total balance sheet of less than £36,550,000 or a turnover of less than £42,500,000, All associated persons (beneficial owners, people with significant control of business, directors, partners) must be residents in the UK, are UK taxpayers only, and are over 18 years old, First year’s platform access free (usually £50+VAT) for applicants through Fair Investment, Issue, load and monitor cards spend via the web-based platform. Each is targeted to a specific set of customers and has a clear business purpose. Read about how we use cookies and how you can control them. www.santanderinternational.co.uk. Lock it in-app temporarily while you look for it or cancel it with a tap if you think it’s gone for good, Personal loan available that’s straightforward to use, competitively priced and tailored to you, Fully registered bank and a member of the Financial Services Compensation Scheme (FSCS), so any money you keep with us will be fully protected, up to £85,000, Get your Contactless Debit Mastercard within 3-5 working days, Add Creditbuilder onto your account and it could help build your credit rating at no extra cost, Deposit cash into your account at any Post Office UK branch. Offshore accounts are savings accounts located outside the holder’s country of residence, in this case the UK. This amount is for each customer, meaning two individual customers with a joint account have protection of £170,000. Link directly with your existing bank account, Spend from your bank account, just with a different card. If you’re applying for an international account you need to have a current account with HSBC UK already. www.santanderinternational.co.uk. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. No paperwork, monthly fees or branch visits, Send money abroad: Fast and secure money transfers to bank accounts in 38 countries worldwide, No fees when you pay with your card abroad or withdraw money. Generally speaking the longer your savings can be locked away, the higher the interest rate you can get on your money. 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Easy access savings accounts, easy access savings accounts through the banking app fastest and simplest way to and! Speaking the longer your savings can be locked away, the higher the interest paid into current. Applying for an International account you can also save when you are with the app!
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