Current Accounts – There are many types of current accounts provided at Santander bank. Santander is the fifth largest UK bank and it is owned by Spanish banking giant, the Santander Group. Pay in at least £5,000 per month into the Select Current Account OR keep £75,000 in any Santander investment(s), savings or current accounts; £4 monthly fee to maintain the account. A Santander eSaver Savings Account offers either 0.40% or 0.50% interest, depending on whether you have access to 123 World through your current account. I applied yesterday and I was switched earlier today so it was very quick. Once you do, it’s like you are using your everyday bank account on holiday, albeit, you’ll benefit from super-low fees. I think Santander is still one of the best options when choosing a current account, especially the Lite account. Primarily a no-fee 0% balance transfer offer, Santander’s Everyday Card buys you a 18-month break from interest to focus on clearing your card debt.. You can place up to £2m in the account and access the money whenever you need to. On March 27th, 2015 I started my car loan with Santander, Each 27th of a month I was charged 287.93$ for my car payment. I have been with Santander since 2016 (123 account). You often won’t have access to facilities such as an overdraft, cheque book or the ability to set up standing orders, simply so that you can’t accumulate anymore debt. If you’re a 123 customer, downgrading is easy. Here are the details related to the current accounts provided by Santander. Current accounts Santander offer 3 kinds of current account for customers to take advantage of, including their 1|2|3 Current Account, Everyday Current Account and 1|2|3 Lite Account. As such, Currensea solves these issues by allowing you to link your card with your current account. Original review: April 23, 2021. This includes an exchange rate that is just 0.5% above the wholesale rate, and ATM withdrawals that are fee-free. If you anticipate adding to your card debt in the short term, then you’ll also benefit from 3 months of 0% interest on purchases. Santander - Everyday Current Account; Santander - Select Current Account; smile - Current; Starling Bank - Current Account; The Co-operative Bank - Current Account with Everyday Rewards; ... We review all the current accounts available and assign them a star rating based on a number of factors; Santander entered the UK in 2004 when it bought the building society Abbey National. All the features of the 1|2|3 Current Account and receive a more personal banking service. All the bank details and card stay the same. The Santander Everyday Current Account is a simple and straightforward current account that helps make managing your money easy and convenient.123 Current Account pays cashback on household direct debits once your account is successfully opened and you have switched from your existing bank. 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