Government Stamp Duty charge on debit cards is applied in January, for the previous year. this website. This will save you money and ensure that your bills are always paid on time. Often, basic bank accounts are used by those with bad credit ratings who have been turned down for standard current accounts in the past. See our price list for more details. The basic bank account is a new type of account for people who have not had a bank account before. You can use your card in shops, at cash machines and online wherever Visa Debit is accepted. 518 0 obj <>stream You can also check your balance at any AIB (NI) or AIB cash machine. AIB and AIB Group are registered business names of 385 0 obj <>/Filter/FlateDecode/ID[<8975750F21704245A6512476F740B966>]/Index[315 204]/Info 314 0 R/Length 196/Prev 478606/Root 316 0 R/Size 519/Type/XRef/W[1 3 1]>>stream AIB Student Plus Account Opening Form Please use BLOCK CAPITAL LETTERS and leave one space between each word 3 A 2 If you make a mistake, do this and mark the correct box 2 Mark boxes like this How to complete the form Please use a 1 BLACK pen (If the customer is an existing customer of AIB, an Account Conversion form must be completed instead) AIB Personal Current Account Your day to day banking made easy. The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. endstream endobj 316 0 obj <>/Metadata 12 0 R/Pages 313 0 R/StructTreeRoot 21 0 R/Type/Catalog/ViewerPreferences<>>> endobj 317 0 obj <. of our social media channels. A AIB (NI) Business Debit Card will allow the holder of the Card to make purchases worldwide in stores, over the phone or online from a Business Bank Account anywhere Visa Debit is accepted. Next, you’ll need to verify your identity over the phone by having a video chat with an AIB … Customers of AIB will no longer be able to avoid banking fees by keeping a certain amount of money in their current account. To Apply for Mortgage, Loan, Credit Card, Savings Account or any of our Insurance products, Press 2. Write down your 13-digit bank account number as follows: Branch code - account number - currency code. Fill in the enquiry form, Also, people who pay their AIB mortgage from an AIB current account are able to avoid day-to-day fees. Current Accounts are usually personal payment accounts. AIB Basic Bank Account. ... A joint current account is a bank account that is shared and operated by two people, usually partners that live together. Flexible banking at a time and place that suits you. Use your AIB Debit card for Euro cash withdrawals. €0 Monthly €0 A standard current account available to anyone 16 years and over with international transfer functionality and no maintenance or transaction fees for the first year. You will need to provide one Photo ID and one Proof of Address. We will convert your AIB Basic Bank Account to another account to which additional fees and charges will apply where: Top up any Meteor, Vodafone, eMobile, Three and Tesco mobile on the move. h�bbd```b``�@$K-�����A$�=09 D2�I�ϧAl�E ��XDr3�U��"� RL,� V�f���=`v?�8�8����5�ݏP�4�̉H&�!�' مl�$�:�tuc�p"�.dWAT�I�^����&LM8L��� �_[�O�㈁q�%�Ir����,� �.u The user can also withdraw up to an amount of £500 per day from a cash machine. Manage your money on the move and download our mobile banking app. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). Registered Office: 10 Molesworth Street, Dublin 2. Never miss a payment. full name on your gas bill). Open an account online or with your Smartphone. Business Banking Online iBusiness Banking, Internet and Mobile Banking designed to suit your working hours AIB Merchant Services Accept and process debit and credit card payments. Alternatively you can now pay a wide range of bills by direct debit, for example utilities, insurance, mortgages, and subscriptions. A range of exclusive tools to help you manage your money from your tablet. your AIB Basic Bank Account has been open for 5 years or more (regardless of the total annual value of lodgements to your AIB Basic Bank Account). The disadvantages of basic bank accounts are pretty clear. AIB also now allows you to easily lock and unlock your card within its app. Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. Where we do so we will notify you two months in advance. It’s more economical than writing cheques or making paper cash withdrawals. --------------------End of Accordion---------------------------, -------------------End of Accordion Container---------------------------. Business Account Checklist What you will need to open a new Business Current Account . When calling AIB Phone & Internet Banking, you will be given the following options to choose from: For Phone Banking and Internet Banking support, Press 1. loading. This is cheaper than cheques or paper withdrawals and more convenient (please note some ATM providers may charge an additional fee for this service). Photocopies of documents are not acceptable. Dublin 2, Schedule of International Transaction Charges, Schedule of International Transaction Charges booklets, Information Leaflet for AIB Basic Bank Account, A Guide to Fees and Charges for Personal Accounts Brochure, Schedule of International Transaction Charges Brochure, Fee Information Document for AIB Basic Bank Account, Terms and Conditions for the AIB Basic Bank Accounts, Terms and Conditions for Current, Demand Deposit and Masterplan Accounts, Important Information on your Distance Contract, on any annual anniversary of the date of opening of your AIB Basic Bank Account the total annual value of lodgements to your AIB Basic Bank Account in the previous year exceeds the national minimum wage threshold; or. is regulated by the Central Bank … The AIB Debit Card available with the AIB Basic Bank Account does not have contactless functionality. Registered Office 92 Ann Street, Belfast BT1 3HH. T he largely State owned bank is … It shouldn’t take more than 10 minutes. (ii) Service Charges As an AIB Basic Bank Account holder, you are liable for the following Service Charges as they occur: find the relevant AIB phone number and location, or contact us on one Use an AIB Credit card to pay for goods and services in over 40,000 outlets in Ireland. You can contact us in a number of ways. Allied Irish Banks, p.l.c. Correspondence from a regulated financial institution (bank, building society, credit union, credit card company, insurance/assurance company.). is regulated by the Central (The cashback facility is at the discretion of the retailer.). Other fees and charges may apply. See our full range of Ways to Bank Options. We offer a current account with a great range of benefits At Allied Irish Bank (GB) we offer a Personal Current Account, with a great range of benefits, so you can manage your money whenever you need to, from wherever you are. Debit cards are liable to annual Government Stamp Duty. Debit cardholders can enjoy weekly deals and discounts thanks to AIB Everyday Rewards and you can link your card to Google Pay, Apple Pay and Fitbit Pay. Unless you have a student account, graduate account, basic bank account, are over 66 or have a current account with a mortgage, you will now face: A quarterly €4.50 maintenance fee One cent charge per contactless transaction This account comes with a debit card to use in ATMs, shops and online. Copyright Allied Irish Banks, p.l.c. Please talk to one of our staff by contacting any of our branches or our customer service helpline (1890 724 724 (+ 353 1 771 2424 from outside Ireland, lines are open Monday to Friday 8am – 9pm and Saturday 9am – 6pm), if you do not possess the documentation outlined above. Disadvantages of basic bank accounts. A Visa debit card allows you to make purchases and withdraw money from your bank account worldwide*. 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